Privacy Policy

The short version

We collect what we need to build your plan and run your tracker — nothing more. We never ask for your bank login credentials or bank account numbers, we don't sell personal information, and we don't run advertising trackers.

What we collect

Account information: your name, email address, and password (stored hashed by our authentication provider), or the basic profile your sign-in provider shares if you use Google, Facebook, or LinkedIn sign-in. We also collect your date of birth, which we use to keep age-restricted offers (such as student or 55+ accounts) out of your plan.

Planning information: the details you enter about your household — state, available capital, direct-deposit capacity, existing bank and card history, and similar answers from the onboarding questionnaire — plus the plans we generate and the accounts you choose to track, with their dates and progress.

Technical basics: standard server logs (such as IP address and browser type) used to keep the service running and secure.

What we never collect

We never ask for, and you should never send us, your bank or card login credentials, full account or card numbers, Social Security number, or one-time security codes. EarnWithBanks plans around your accounts; it does not connect to them.

How we use it

To build your plan, run your tracker, send account emails (such as confirmation and password-reset messages), respond to support requests, and improve the service. Offer research uses public bank pages and never involves your data.

Who processes it

We use Supabase for our database and authentication, and Vercel for hosting. Those providers process data on our behalf under their own security and privacy commitments. When you click through to a bank, you are on the bank's site under the bank's privacy policy — we don't control it and we don't pass your information to banks.

Cookies

We use the cookies needed to keep you signed in and the site working. We don't use third-party advertising or cross-site tracking cookies.

Keeping and deleting your data

Your data is kept while your account is active. You can delete your account at any time — see our contact page for how; deletion removes your profile, household, plans, and tracker data. Some records may persist briefly in backups before being overwritten in the normal course.

Children

EarnWithBanks is for adults managing bank accounts. The service is not directed to anyone under 18, and we don't knowingly collect their information.

Changes and contact

If this policy changes materially, we'll note it on this page with a new effective date. Questions or requests about your data: contact us.