Turn bank rewards into a consistent yearly income stream.
EarnWithBanks builds a 12-month plan from your real situation — capital, direct-deposit capacity, eligibility clocks — then tracks every requirement and deadline until the bonus posts.
Example 12-month planMonthBonus
- PNC Virtual Wallet with Performance SelectOct+$600
- Truist One CheckingNov+$500
- Chase Business Complete Checking®Dec+$500
- Chase Total CheckingDec+$400
- SoFi Checking and SavingsJan+$400
- Capital One 360 CheckingFeb+$250
- Chase Freedom UnlimitedMar+$200
- + 6 more bonuses through the year+$2,350
Scheduled over 12 months$5,200
A real plan, generated by the same engine you'll use — for an example two-adult household with a small business. Yours is built from your own details.
Eligibility clocks
Lockout rules from your history — including fuzzy history. “I think it was 2024” is a valid answer; the plan routes around the uncertainty.
Capital rotation
The same $25k can earn two bonuses back-to-back. The planner sequences balance requirements so your float never sits idle.
Never miss a deadline
Every account runs a lifecycle: requirements due, bonus pending, safe-to-close, eligible again. Your tracker always shows what to do next.