Personal checking
United Federal Credit Union Consumer Checking
Verified Oct 23, 2026 · checked Oct 26, 2026 · available nationwide
Bonus
$250- • Receive 1+ direct deposits totaling $1,500 within 90 days — More than $1,500 in cumulative qualifying direct deposits (payroll, salary, pension or government ACH) in the first 90 days; branch deposits, internal transfers and Zelle, Venmo or PayPal do not qualify. Requires an opening deposit of $50 or more. New members only: ineligible if you hold a United savings or checking account now or closed one in the last 12 months. Paid within 30 days of qualifying. An additional $100 is available for 20 cleared signature (non-PIN) debit transactions in 90 days (the $350 version of this offer). Membership is open nationwide via the National American Consumer Council at no cost. A $2.50 paper statement fee applies without eDocuments.
Other amounts for this account
- $350 bonus — Receive 1+ direct deposits totaling $1,500 within 90 days
One account opening earns one amount — the one you qualify for.
Fine print that matters
• No bonus if you closed an account here in the past 12 months.
• Not eligible while you hold an open account of this type.
• Plan on holding at least 120 days before closing.
Verify current terms on United Federal Credit Union's official site before applying.See if this fits my plan