Personal checking
SoFi Checking and Savings
Verified Oct 19, 2026 · checked Oct 21, 2026 · offer expires Dec 31, 2027 · available nationwide
Bonus
$400- • Receive 1+ direct deposits totaling $5,000 within 25 days — Total Eligible Direct Deposits of $5,000 or more received within 25 calendar days of first Eligible Direct Deposit of $1 or more.
Other amounts for this account
- $50 bonus — Receive 1+ direct deposits totaling $1,000 within 25 days
One account opening earns one amount — the one you qualify for.
Fine print that matters
• Once-per-lifetime bonus language.
• $0/mo fee.
• Plan on holding at least 180 days before closing.