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Personal checking

KeyBank Key Smart Checking

Verified Oct 19, 2026 · checked Oct 21, 2026 · offer expires Dec 11, 2026 · available in: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA

Bonus

$300
  • • Receive 1+ direct deposits totaling $2,000 within 90 days — $2,000 or more in eligible ACH direct deposits within 90 days of opening (offer code KDMA0526); only payroll, Social Security, pension and government-benefit ACH deposits qualify — teller, ATM and mobile deposits are ineligible; $10 minimum opening deposit

Fine print that matters

• No bonus if you closed an account here in the past 12 months.

• $0/mo fee.

• Plan on holding at least 180 days before closing.

Verify current terms on KeyBank's official site before applying.See if this fits my plan