Personal checking
FourLeaf Federal Credit Union Free Checking
Verified Oct 23, 2026 · checked Oct 26, 2026 · offer expires Dec 31, 2026 · available nationwide
Bonus
$350- • Receive 1+ direct deposits totaling $500 within 90 days — One qualifying direct deposit of $500 or more (payroll, pension or government) within 90 days of opening. Two longevity add-ons apply to the same account: +$100 for keeping a monthly qualifying direct deposit for 12 consecutive months, and +$100 more at 24 consecutive months (total up to $550); missing a month forfeits that add-on. Each piece is paid within 60 days of qualifying. You must not hold FourLeaf checking as primary and must never have received a FourLeaf new-checking bonus. $5 minimum to open online; membership requires a $5 savings account and is open to anyone in the USA. Also offered on Smart Checking and Student Checking.
Fine print that matters
• Not eligible while you hold an open account of this type.
• Once-per-lifetime bonus language.
• $0/mo fee.
• Plan on holding at least 150 days before closing.
Verify current terms on FourLeaf Federal Credit Union's official site before applying.See if this fits my plan