Personal checking
Farmers Insurance Federal Credit Union FIGFCU Checking
Verified Oct 23, 2026 · checked Oct 26, 2026 · available nationwide
Bonus
$250- • Receive 3+ direct deposits totaling $15,000 within 90 days — Three or more separate eligible direct deposits (payroll, pension or government ACH) on different days within 90 days, totaling $15,000 or more cumulatively (a cumulative total of $3,000 to $14,999 pays the $100 tier instead). New members only, for people who have never been FIGFCU members before. Open checking within 10 days of joining and remain a member in good standing for at least 90 days; the bonus is paid within 45 days after the 90-day period to the membership savings account. Membership is open nationwide via the American Consumer Council. A $20 initial deposit applies to the CashBack and High Yield variants. Promo code CHECKF.
Other amounts for this account
- $100 bonus — Receive 3+ direct deposits totaling $3,000 within 90 days
One account opening earns one amount — the one you qualify for.
Fine print that matters
• Once-per-lifetime bonus language.
• $0/mo fee.
• Plan on holding at least 150 days before closing.
Verify current terms on Farmers Insurance Federal Credit Union's official site before applying.See if this fits my plan