Personal checking
Capital One 360 Checking
Verified Oct 19, 2026 · checked Oct 21, 2026 · available nationwide
Bonus
$250- • Receive 2+ direct deposits totaling $500 within 75 days — At least 2 qualifying direct deposits, each $500 or more, within the first 75 days of account opening; open with promo code CHECKING250
Fine print that matters
• $0/mo fee.
• Plan on holding at least 180 days before closing.