Personal checking
Bank of America Advantage Plus Banking®
Verified Oct 19, 2026 · checked Oct 21, 2026 · offer expires Jan 31, 2027 · available nationwide
Bonus
$300- • Receive 1+ direct deposits totaling $5,000 within 90 days — Total Qualifying Direct Deposits received in the first 90 days of account opening (Deposit Period). A Qualifying Direct Deposit is a direct deposit of regular monthly income (such as your salary, pension or Social Security benefits, made by your employer or other payer) using the account and routing numbers you provide to them. Non-qualifying transfers and deposits include: teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, Online and Mobile Banking transfers or deposits, and transfers from a bank or brokerage account or Merrill investment account.
Other amounts for this account
- $100 bonus — Receive 1+ direct deposits totaling $2,000 within 90 days
- $500 bonus — Receive 1+ direct deposits totaling $10,000 within 90 days
One account opening earns one amount — the one you qualify for.
Fine print that matters
• No bonus if you closed an account here in the past 12 months.
• Not eligible while you hold an open account of this type.
• $12/mo fee — waivable (The $12 monthly maintenance fee is waived each statement cycle when you meet one of: at least one qualifying direct deposit of $250 or more; a minimum daily balance of $1,500; or an account owner enrolled in BofA Rewards who qualifies for the Preferred Plus, Preferred Honors, or Premier tier (the waiver does not apply to the Member tier).).
• Plan on holding at least 180 days before closing.