Personal checking
American Express Rewards Checking
Verified Oct 19, 2026 · checked Oct 21, 2026 · offer expires Feb 1, 2027 · available nationwide
Bonus
$300- • Receive 1+ direct deposits totaling $7,500 within 90 days — Qualifying Direct Deposit(s) totaling $7,500 or more posted within the first 90 days of account opening; a Qualifying Direct Deposit is an ACH transfer from an employer or government for a paycheck, pension, government benefit (such as Social Security), or tax refund — person-to-person transfers, deposit-account-to-deposit-account transfers, internal transfers from an American Express Savings account, check deposits and Membership Rewards points redemptions do not count; bonus may take 8-12 weeks to be deposited after the criteria are met
Fine print that matters
• Once-per-lifetime bonus language.
• Plan on holding at least 180 days before closing.
Verify current terms on American Express's official site before applying.See if this fits my plan