Business checking
Bank of America Business Advantage Fundamentals Banking
Verified Oct 19, 2026 · checked Oct 21, 2026 · offer expires Nov 30, 2026 · available nationwide
Bonus
$400- • Deposit $5,000 of new money within 30 days — Deposit New Money within 30 days of account opening (Deposit Period). New Money is money not currently or previously held in a Bank of America account or Merrill investment account.
- • Maintain a $5,000 balance through day 90 — Maintenance Period: begins 31 days after account opening and ends 90 days after account opening — maintain a daily balance meeting the tier requirement. If the daily balance drops below $5,000 on any day during the Maintenance Period, you will no longer be eligible for a cash bonus.
Other amounts for this account
- $700 bonus — Deposit $15,000 of new money within 30 days
- $1,000 bonus — Deposit $50,000 of new money within 30 days
- $1,500 bonus — Deposit $100,000 of new money within 30 days
- $2,500 bonus — Deposit $200,000 of new money within 30 days
One account opening earns one amount — the one you qualify for.
Fine print that matters
• No bonus if you closed an account here in the past 12 months.
• Not eligible while you hold an open account of this type.
• $16/mo fee — waivable (No monthly fee for the first 12 months. After the first 12 months, the $16 monthly fee is waived per statement cycle if you meet one of: maintain a $5,000 combined average monthly balance in eligible linked business deposit accounts; use your Bank of America business debit card for at least $500 in new qualified purchases; or be a Preferred Rewards for Business member.).
• Plan on holding at least 180 days before closing.